Bank cards have become one of the most preferred payment methods in the world. They can be used at nearly every store we visit, as well as on the Internet, where they are the primary way to pay. The best part is that they offer consumers a level of convenience that was unavailable before their creation. Paying everything in cash can be cumbersome and impractical, especially when depositing at an online casino. Credit and debit cards have been a valid payment option when moving money between your bank account and your online casino balance. They are the preferred deposit method for many gamblers worldwide, allowing for easy and convenient deposits and withdrawals. In this article, we will cover all aspects of using a bank card for gambling purposes.
| Credit and Debit Cards Summary | |
|---|---|
| Available in | Worldwide |
| Website | N/A |
| Connecting bank card/account to a credit or debit card | N/A |
| Withdrawal balance from a credit or debit card to your bank card/account | N/A |
| Pay to online merchants | N/A |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Usual deposit time in online casino | Instant |
| Usual withdrawal time from online casino | Up to several business days |
| Live chat | Yes |
| Telephone support | Yes |
| E-mail support | Yes |
Best Credit and Debit Card Casinos
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BoVegas Casino
Min Deposit$25Max Withdrawal$2,000 per weekDeposit Methods
Withdrawal Methods
Withdrawal TimeCard withdrawals, bank transfers, and cryptocurrencies - 3-7 business days- A great bonus package
- VIP Club
- 24/7 support via live chat, phone, and email
- High-end security
- No fees for deposits or withdrawals
- BoVegas Blog section
Since its launch in 2017, BoVegas Casino has welcomed players from many countries around the world, including those based in the United States. The gambling operator collaborates closely with leading software developer RealTime Gaming, and therefore offers a well-rounded catalog of slots, table games, video poker, specialty titles, and live dealer variations.
The diverse selection of slots at BoVegas features progressive jackpots alongside games with traditional payouts. Cleopatra’s Gold, Mermaid Queen, Aztec’s Millions, and Spirit of the Inca are just a few of the most popular titles players can explore.
All BoVegas Casino registrants gain access to the exclusive VIP Club, which grants free-play bonuses and birthday offers at the outset, followed by weekly cashback and entry into exciting tournaments later on. These generous promotions provide players with great opportunities to maximize the value of their gaming sessions.
The minimum deposit for Visa and MasterCard is $25, while the maximum is capped at $1,000. Deposits are processed instantly, allowing gamers to start playing right away. Casino enthusiasts can withdraw up to $2,000 per week, and funds usually reach their accounts within 3 to 7 business days. Besides card withdrawals, players can also choose bank wires and Bitcoin cashouts.
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National Casino
Min Deposit$10Max Withdrawal- $4,000 per day
- $16,000 per week
- $50,000 per month
Deposit Methods
Withdrawal Methods Withdrawal Time- Cards -1-7 business days
- Bank transfers - within 3 business days
- E-wallets and cryptocurrencies - instant
- A variety of table games
- SSL encryption
- Sleek website
- Cross-compatibility
- No fees for deposits or withdrawals
- Round-the-clock customer support
Founded in 2021 by TechSolutions Group Limited, National Casino is a premier online gaming destination with a library of more than 4,000 games from over 120 software developers. Although the casino is a newcomer to the gambling world, it is operated by a company with extensive industry experience, making it a trustworthy choice.
The operator collaborates with more than 120 top-tier software providers to deliver outstanding quality and variety. Notable partners include Microgaming, NetEnt, Play’n Go, Playtech, and Yggdrasil, among many others.
Thanks to an abundance of deposit and withdrawal methods and intuitive navigation, this modern venue makes gambling easy for both novice and seasoned players. The platform sports a sleek design, and all games are available for instant play on desktop and handheld devices. National Casino is fully accessible from any mobile device without requiring a dedicated app.
To further enrich the gaming experience, National Casino offers generous bonuses and promotions that unlock once newly registered players make their first deposit. Loyal patrons can also benefit from weekly free spins and additional deals reserved for VIP Club members.
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PlayOJO Casino
Min Deposit$10Max Withdrawal$10,000Deposit Methods
Withdrawal Methods Withdrawal Time- Card payments - 2-7 days
- E-wallets - Within 24 hours
- Bank transfers - 2-7 days
- Regulated and fair casino
- Holder of multiple awards
- No wagering requirements
- Android and iOS app
- A great selection of slots
- A good range of jackpot games
PlayOJO Casino is a truly unique interactive gambling venue that goes the extra mile to deliver an unparalleled gaming experience. To satisfy the needs and preferences of every player, the operator has partnered with leading software developers, offering a comprehensive portfolio that includes slots, roulette, blackjack, card games, live dealer classics, and game shows.
Each title is described in detail, providing information on minimum and maximum bets, highest wins, and special features. Players can choose from more than 290 jackpot titles, with popular options such as Cash or Nothing, Mega Fortune, Irish Riches Megaways, Fishin’ Frenzy, Age of the Gods: God of Storms, and Snake Arena Dream Drop.
The most exhilarating action comes from live dealer games and game shows. The latter category is particularly appealing, featuring Quantum Roulette, Who Wants To Be A Millionaire Roulette, and Spin A Win Wild Live, among others.
PlayOJO stands out not only because of its rich gaming portfolio but also due to its client-centric approach. With every wager, whether it wins or loses, players receive money back and enjoy bonus payouts in cash. Perhaps the most impressive aspect is that wagering requirements are virtually non-existent. All things considered, PlayOJO is an award-winning operator well worth players’ attention.
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Cherry Gold Casino
Min Deposit$25Max Withdrawal$2000 per weekDeposit Methods Withdrawal Methods Withdrawal TimeCards, bank transfers, and cryptocurrencies - 3-7 business days- Cryptocurrencies available
- SSL Secured
- Slots, table games, video poker, specialty games, and live dealer games
- Daily bonuses and rewards
- Fast withdrawals
- 24/7 live support
Cherry Gold Casino is an excellent online venue that supports credit and debit card deposits and withdrawals. With top-tier customer service available around the clock, a comprehensive suite of games, and attractive bonuses and promotions, this interactive platform is well worth players’ attention.
Slot fans will appreciate the diverse selection at Cherry Gold Casino, as freshly released titles are constantly added to the portfolio. Recent additions include Count Cashtacular, Neon Wheel 7s, and Gem Strike, among others. Cherry Gold Casino’s portfolio is powered by RealTime Gaming, and all games run smoothly on desktop and handheld devices. Enthusiasts of casino classics such as roulette, baccarat, blackjack, and craps will also find plenty to enjoy. Video poker options are abundant, featuring Aces and Eights, Double Joker Poker, Deuces Wild, Mystery Bonus Poker, and more.
Although the casino’s banking suite is somewhat limited, it is free of additional fees imposed by the operator. Deposits are processed instantly, while withdrawals generally take between 3 and 7 business days. The customer service team is available whenever assistance is needed and can be contacted via email, live chat, or phone.
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Woo Casino
Min Deposit$10Max Withdrawal- $4,000 per day
- $16,000 per week
- $50,000 per month
Deposit Methods
Withdrawal Methods Withdrawal Time- Cards - 1-3 business days
- Bank transfers - 1-5 business days
- E-wallets - instant
- Cross-compatibility
- Plenty of banking methods
- Attractive promo offers
- A range of cryptocurrencies
- An uncluttered, sleek interface
- A good range of table games
Founded in 2020, Woo Casino is a recent entrant to the gambling industry, yet it already possesses all the hallmarks of a first-rate gaming destination for players worldwide. The casino is owned by Dama N.V., a company that holds a Curaçao gaming license and operates several other reputable casino sites. The platform sports an innovative, well-structured design, complete with convenient search functionality in the upper left corner and an impeccably organized gaming library. A list of the latest winners, along with their prizes and chosen games, is also displayed.
Woo Casino works closely with more than 100 software development companies to power its expansive library. Slots remain the most versatile genre, giving reel spinners access to more than 3,000 engaging games across a variety of themes. Slot tournaments are held daily. The live casino section is equally noteworthy, featuring popular titles such as Lightning Roulette, Monopoly Big Baller, and Double Ball Roulette from Evolution Gaming.
Regarding banking, Woo Casino allows players to maintain cash and crypto multi-accounts, enabling them to switch effortlessly between their preferred deposit and withdrawal methods.
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888casino
Min Deposit$10Max Withdrawal$30,000Deposit Methods
Withdrawal Methods
Withdrawal Time- Card payments - 6-8 days
- Bank transfers - 7-10 days
- E-wallets - 3-5 days
- Reputable casino and sports betting brand
- Licensed by reliable regulatory bodies
- Huge selection of online slot titles
- Plenty of deposit and withdrawal solutions
- Big progressive jackpots
- 10+ language versions
Since its launch in 1997, 888casino has remained a premier gaming and sports betting destination. Over the years, the operator has consistently updated its platform to keep pace with industry trends and provide the very best for its customers. Games are neatly organized into categories for slots, jackpot titles, video poker, table games, and live casino.
The site offers an extensive line-up of slots, many with impressive progressive jackpots. Popular choices include Starburst, Rise of the Pharaohs, Irish Riches, and Gonzo’s Quest. The live dealer section is particularly noteworthy, as the operator employs cutting-edge technology to deliver top quality and an unmatched gaming experience. Players can enjoy an authentic atmosphere with an ever-growing selection of table classics dealt by professional live dealers.
When it comes to bonuses, 888casino provides a solid assortment of incentives for newly registered customers, along with attractive weekly promotions. Regarding payments, players can choose from a wide array of local and international methods, with bank wires, card payments, and e-wallets among the most popular options.
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SlotoCash Casino
Min Deposit$10Max Withdrawal- $4,000 (for the first withdrawal)
- $5,000 (per week thereafter)
Deposit Methods
Withdrawal Methods
Withdrawal Time- Credit/debit cards - 1-5 business days
- Bank wires - up to 15 business days
- E-wallets and cryptocurrencies - up to 72 hours
- Customer support via live chat, email, and phone
- Games powered by RTG
- Fully optimized for play on the go
- A great 5-tier welcome bonus
- Daily promos
- VIP Casino Club
Since its launch in 2007, SlotoCash Casino has been working closely with renowned software provider RealTime Gaming. The operator’s gaming collection is neatly segmented into categories for new games, slots, table games, video poker, specialty games, and progressives. All titles are available for download, instant play, or on the mobile SlotoCash platform.
The slot line-up is updated constantly with the latest releases. Whether reel spinners want to chase juicy prizes in Count Cashtacular, embark on a mystical adventure in Nine Realms, or explore the desert in Desert Raider, they will find plenty of winning opportunities. The table games section features various versions of poker and blackjack, while the specialty category includes bingo, keno, scratch cards, and board games.
The promotional portfolio at SlotoCash also deserves attention. Customers earn comp points for every wager they place starting with their first deposit and can exchange those points for real money. The casino’s VIP Club is reserved for loyal patrons, who receive special benefits such as tournament entries, daily bonuses, weekly rewards, and monthly cashback.
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Bizzo Casino
Min Deposit$10Max Withdrawal- $4,000 per day
- $16,000 per week
- $50,000 per month
Deposit Methods
Withdrawal Methods Withdrawal Time- Debit/credit cards - 1-3 business days
- Bank transfers - within 5 business days
- E-wallets and cryptocurrencies - instant
- Bonus offers, tournaments, and a VIP Program
- A decent selection of table games
- 128-bit SSL technology
- Prompt account verification
- More than 100 high-end software providers
- Licenses from Curaçao and Kahnawake gaming authorities
Bizzo Casino has plenty to impress with, from its well-rounded gaming portfolio and multiple banking methods to its safe and reliable environment. Casino fans searching for a modern online venue will appreciate the platform’s fresh, well-structured layout. Operated by TechSolutions Group N.V., the casino launched in 2021 and holds a license from the Curaçao Gaming Control Board.
Bizzo Casino hosts more than 3,000 slots and over 200 table games. To deliver unmatched variety and quality, the operator partners with numerous leading software developers, including Amatic, BGaming, Gamevy, Mancala Gaming, Wazdan, and Yggdrasil, among many others.
Players on the go enjoy a seamless mobile experience, as Bizzo Casino’s mobile site offers the same level of security, entertainment quality, and convenience as its desktop counterpart.
Regarding banking, Bizzo Casino provides a wide range of payment options, including cards, e-wallets, and several cryptocurrencies. Deposits start at just $10, while withdrawals are capped at $4,000 per week. Support staff are available via live chat and email to assist with any gambling-related queries.
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Sun Palace Casino
Min Deposit- $25 - credit and debit cards
- $10 - Neteller
- $20 - Bitcoin, QIWI, SafetyPay, Paysafecard
- $35 - Instant Gift card
Max Withdrawal- $2,500 - bank wires, Check by Courier
- $399 - Check by Mail
- $1,000 - Bitcoin
Deposit Methods
Withdrawal Methods Withdrawal Time- Card withdrawals - 3-5 business days
- Cryptocurrencies - instant
- A great selection of video poker games
- TLS encryption
- Crypto deposits and withdrawals
- Optimized for play on the go
- Highly trained customer reps
- RTG-powered gaming catalog
Sun Palace Casino is another high-performing operator that caters to card depositors from the United States and many other jurisdictions worldwide. Established in 2002, the casino offers a wide variety of downloadable and instant-play RTG games, all optimized for mobile platforms. New titles are added monthly, and the progressive jackpots can deliver life-changing prizes.
Recent releases that have captured reel spinners’ attention include Shopping Spree, Asgard Deluxe, and Jackpot Pinatas Deluxe, among others. Sun Palace offers a wide variety of video poker games, including Jacks or Better, Mystery Bonus Poker, and 7 Stud Poker.
The range of promotions at Sun Palace Casino is truly impressive. Its three-level Casino Loyalty Program also deserves mention. With every bet, customers accrue comp points that can be redeemed for real cash.
Overall, Sun Palace Casino is a trustworthy online venue. Data and money transfers are protected via TLS encryption, and game fairness is regularly audited by independent entities.
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Fair Go Casino
Min Deposit- $10 - Litecoin, Neosurf, eZeeWallet
- $20 - MasterCard, VISA
- $25 - Bitcoin, CashToCode
Max Withdrawal$7,500 per weekDeposit Methods Withdrawal Methods Withdrawal Timee-Wallets, cryptocurrencies, bank transfers - 2 business days- Most games are optimized for play on the go
- A decent variety of pokies and slots
- Progressive jackpot titles
- Plenty of weekly and monthly promos
- SSL encryption
- Customer support via live chat, email, and phone
Having launched online operations in 2017, Fair Go Casino is another outstanding operator serving players in the United States, Australia, and many other jurisdictions. The casino is run by Deckmedia Group, which is known for several other online gambling venues, and operates under a Curaçao gaming license. Its gaming library is powered by the renowned software developer RealTime Gaming.
Casino enthusiasts can choose among 3-, 4-, and 6-reel slots, as well as several progressive titles. The rest of the catalog is carefully balanced with options for poker, blackjack, keno, and bingo, to name a few.
Regarding banking, customers can select from a range of deposit methods, with minimums set at just $10 for e-wallets and $20 for credit and debit cards. Cryptocurrency payments and withdrawals are also available. Players should note that weekly withdrawals are capped at $7,500.
Fair Go Casino offers a solid selection of bonuses, helping players maximize the value of their gaming sessions. The customer support team operates around the clock, ready to answer any gambling-related questions and resolve issues.
Credit/Debit Card Registration Process
Every online casino player dreams of winning a life-changing prize. However, the first thing they should think about is how to fund their account. With a diverse assortment of online processors, casino enthusiasts can easily pick a solution that meets their gaming needs and requirements.
Since the very beginning of the online gambling industry, credit and debit cards have been among the most popular and widely-accepted payment solutions at interactive casinos across the globe. Below, we outline several important aspects of using credit and debit cards for gambling-related purposes.
- Let us start by listing the most popular brands that can be used at online casinos. These brands are widely known for issuing credit and debit cards, as well as gift and prepaid cards. The four most popular brands are VISA, Mastercard, American Express, and Discover. The brands’ acceptance across online casinos varies, and the fastest way to check their availability is to navigate to the cashier section of the online operator and look through the supported processors.
- The next thing players might wonder about is how to replenish their casino balance using a credit or debit card from the brands mentioned above. The process is straightforward and very similar to other online purchases. They should navigate to the cashier section of the online casino where they have an account.
- Once users select the credit/debit card funding option, they will be prompted to enter the required details, including their card number, expiry date, and the security code found on the back of the card.
- The next step of the process requires casino players to enter the amount they wish to deposit.
- Once players complete the process, their funds should appear instantly in their casino balance, and they can start playing immediately. They can easily check this by looking at the section showing their available casino balance.
How Credit/Debit Cards Work
Advantages and Disadvantages
There are several important advantages and disadvantages associated with making credit and debit card payments. Below you will find the inherent pros and cons of both debit and credit cards.
The advantages of debit cards include the opportunity to make instant transactions at the click of a button. The main advantage of a debit card is that you cannot spend more than you actually have in your bank account. This way, you can allocate only the funds you need to the debit card and use just that amount. This is a way for problem gamblers to keep their addiction in check. In a sense, debit cards behave much more like prepaid vouchers, except that they are rechargeable.
While they provide us with many benefits, debit cards are not without shortcomings. For starters, you will always be limited to the amount of money that you have in your bank account, and, unlike with credit cards, you cannot borrow additional funds from the bank. This could be especially frustrating if you cannot cover the minimum deposit or qualify for a bonus.
More Advantages and DisadvantagesCredit cards are different from debit cards because the money you are spending is not technically yours. When you make a credit card transaction, the bank extends credit to you, which you use to cover the cost of the payment. Essentially, the bank is loaning you money, which you must repay at a later date. This practice comes with its own advantages and disadvantages.
One advantage credit cards have over other payment methods is that you always know how much credit can be extended to you at any point in the month, regardless of your actual means. This allows you to cover charges you might not normally be able to afford. Furthermore, credit cards are a common method of payment, and you can use them just about everywhere. Additionally, since every purchase and payment is documented on your bank statement, you can easily keep track of what you are spending money on.
In spite of the convenience they provide, credit cards can have significant disadvantages. Since the money you spend with a credit card is not yours to begin with, you will have to pay it back. If you are not careful, this could lead to you piling on a lot of debt, along with interest. Because most banks allow you to pay only a fraction of your debt each month, many consumers choose that option and ignore the rest. Rollover debt is a very serious problem in today’s world because it keeps growing. The situation is drastic because with each rollover the already incurred debt is subject to interest, and with each passing month it becomes larger.
Furthermore, there is also the possibility of going into overdraft, which occurs when you receive more credit than you were initially assigned. This results in even more fees and is overall unpleasant. Also worth keeping in mind is that not everyone will be eligible to receive a credit card. Banks review the credit history of each applicant, and if you do not have a good track record, you will most likely be denied.
An aspect sometimes overlooked is that credit card companies are not always fond of online casinos. MasterCard, for instance, has taken a stance against the online casino industry and has effectively disallowed withdrawals of winnings to its cards. Deposits are still possible, but receiving your winnings is not. MasterCard holders are forced to utilize another service if they ever want to cash in their money.
Some users may be anxious about handing over their bank card data to just anyone. Unfortunately for them, whenever you make a payment with the card directly, you are required to enter the full details of your credit or debit card. While this is very unlikely to result in any actual problems, a good number of consumers are still reluctant to give that information.
The final argument against credit cards is that not all are treated equally. There are five major credit card brands accepted at online casinos: Visa, MasterCard, American Express, Discover Card, and JCB. Out of those five, only Visa and MasterCard can be used freely at most, if not all, online casinos. The others can be used on a case-by-case basis. Casinos that accept American Express and Discover Card can be found, though they are not as common as the previous two. JCB support, on the other hand, is almost non-existent. JCB Co., Ltd. is a Japanese company, and despite having some market presence in North America, its primary user base is located in Asia. For this reason, any online casino mainly targeted at Europeans, with the exception of the largest brands, will most likely not accept this card. In this market, Visa and MasterCard seem to be your best options, even if you cannot withdraw to your MasterCard card.
| Credit and Debit Cards Pros | Credit and Debit Cards Cons |
|---|---|
| Instant deposits | Might not serve as a cashout method |
| Safety | Cashouts might take longer |
| Ease of use | Some operators charge additional fees |
| Widely accepted |
Using Credit and Debit Cards for Gambling Transactions
The use of credit and debit cards at an online casino is just as simple as doing it at any online store such as Amazon or eBay. At every online casino, there is a cashier page where you can manage your money. There you will find the deposit feature. Clicking on it will bring up all of the possible payment options. Selecting the credit/debit card option will allow you to see all of the accepted bank cards. Following that, you will be required to enter your card information. This includes the name on the card, the number, the expiration date, and the CVV code on the back. Once that is done and you have confirmed the transaction, the money will be taken from your account and added to your casino balance.
| Credit and Debit Card Gambling Transactions | |
|---|---|
| Supported transactions | Deposits and withdrawals |
| Deposit pending time | Instant |
| Withdrawal pending time | Several working days |
| Additional security | CCV |
Fees for Gambling Transactions
When it comes to making transactions with an online casino, the fees for depositing and withdrawing are not so different from any other online purchase. The company that provides the bank card transaction service will impose its charges on each transaction. What has to be considered in this scenario is who will bear the cost of the transaction. In most cases, it is the casino itself that pays the service charge. This is a very consumer-friendly way to do business, but not all websites follow this logic. Some casinos will impose a commission on bank card deposits, so it is the user that takes on the cost of the transaction. This fee usually falls in the 2.5%–5% range, not really a substantial amount unless you are depositing large sums of money. This applies to both deposits and withdrawals and makes players more considerate about how much they are willing to withdraw and deposit each time.
This service charge imposed by the credit card companies is what makes bank card deposits undesirable to online casinos. You will often find that other payment services are much more consumer friendly in terms of fees, commissions, and transaction wait times.
| Credit and Debit Cards Fees | |
|---|---|
| Gambling deposit fee | Varies |
| Gambling withdrawal fee | Varies |
| Bank account deposit fee | N/A |
| Bank account withdrawal fee | N/A |
| Credit/debit card deposit fee | Varies |
| Credit/debit card withdrawal fee | Varies |
| Maintenance fee | Varies |
Processing Times (for Gaming Transactions)
The movement of money to and from an online casino usually takes time. The vast majority of online payment services used to deposit money into an online casino usually allow the user to have immediate access to their funds so that they can start playing at once. This means that as soon as the transaction is made, the player can start a game. However, this is only the case for deposits. When the user wants to withdraw their winnings, they will have to wait between 1 and 5 business days for the transaction to clear. This is because the money is put on hold and information needs to be exchanged between all relevant parties. Such is the case when making any card transaction, regardless of where it is. At this point, some people may ask, ‘Why is it that the casino can take my money instantly, but when I withdraw it, I have to wait?’. This is a valid question that may raise concerns among some groups. The reality of the situation is that the casinos do not receive your money immediately. They are subject to the same wait times as the player. However, instead of inconveniencing the user by forcing them to wait for the transaction to clear, the casinos simply allow them to play with that balance.
A thing that should be taken into consideration is that almost every casino reviews each withdrawal request prior to sending the transactions. This pending process usually takes up to 48 hours, and only after the review is done will the payment be sent. This can further increase the wait time between the moment you request a withdrawal and the moment you receive the funds.
| Credit and Debit Cards Processing times | |
|---|---|
| Gambling deposit time | Instant |
| Gambling withdrawal time | Depends on the casino |
| Bank account deposit time | N/A |
| Bank account withdrawal time | N/A |
| Credit/debit card deposit time | N/A |
| Credit/debit card withdrawal time | N/A |
Mobile Payments
Nowadays, mobile devices play a huge role in our lives. We use them incessantly, and online casinos have noticed this. As a result, we now have the option of playing our favorite casino games on our smartphones and tablets. This also begs the question: how is the deposit and withdrawal procedure different on mobile? In truth, there is absolutely no difference whether you are paying with your card on your desktop PC or on your mobile device. The mobile version of an online casino will still feature the same payment options, and the process of making a deposit is still the same. You will be required to enter your card information if you have not done so previously, enter the amount you wish to deposit, and confirm the transaction. The processing times are still the same: instant for deposits and 1 to 5 business days for withdrawals.
| Credit and Debit Cards Mobile Payments | |
|---|---|
| Apple pay | No |
| Google pay | No |
Security at Online Casinos
<img src="https://re.supercasinosites.com/wp-content/uploads/2021/02/online-casino-deposit_security.svg" alt="Security at Online CasinosWhen we spend money online, it is only natural to think about the security of our personal information. This includes names, addresses, dates of birth, emails, payment information, etc. Identity and credit card theft are real issues currently, and it is completely reasonable to worry about how accessible that sensitive information actually is. To alleviate those concerns, online casinos implement cutting-edge security systems to safeguard all of your personal data. Using state-of-the-art encryption technology, all personal and banking information is encoded in such a way as to make it unreadable in the event that any data is stolen. Even the simplest 64-bit encryption requires four to five years to be broken, and that technology is considered obsolete by today’s standards. Most online websites use 128-bit or 256-bit encryption, which would require centuries to be decrypted using brute force with today’s technology. To put it plainly, your information is completely safe, and in the unlikely event that any data is stolen, it will be unreadable.
If you are concerned about a particular online casino abusing your information, you should put your mind at ease. All countries have laws that protect personal data and ensure its safety. These laws are enforced by government agencies, and you can rest assured that your personal information will be safe. Of course, you should not rely solely on that and you have to do your due diligence before choosing an online casino. Ideally, you are looking for a reputable casino with a good track record.
| Credit and Debit Cards Security | |
|---|---|
| Passcode | N/A |
| Fingerprint | Yes |
| FaceID | N/A |
| Two-factor authentication | Yes |
| Trusted devices | N/A |
| IP Restrictions | N/A |
Credit/Debit Card Alternatives
Notwithstanding the expansion of alternative payment methods in the online casino industry, credit and debit cards remain the most popular methods among players to move funds to and from their gaming accounts. However, users might prefer not to reveal their personal and banking information, and in this case, they may opt for prepaid cards, various e-wallet solutions, and cryptocurrencies, among other methods. As part of our list of five alternatives to credit and debit cards, we have also included bank transfers, which we are going to review first.
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Bank transfers
Similar to credit and debit card payments, bank transfers are accepted at most, if not all, online gambling establishments. Once players have selected an online casino and set up their accounts, they should navigate to the cashier section and look for bank transfers in the list of supported payment methods. To deposit, they should enter the amount they are willing to transfer and fill in their bank details. Bank transfers may require an additional security check, such as an SMS code sent to the mobile phone.Wire transfers are typically favored by professional casino players and high rollers because they allow higher limits. Minimum deposits usually vary from $10 to $20, while maximums may reach $100,000. As for processing times, bank transfers are not among the fastest online payment methods. Deposits may take anywhere between 24 hours and 3 business days, while withdrawals may require 3 to 7 business days.
Besides their high acceptance, security, and relative simplicity, wire transfers are also popular because of their low transaction costs. In addition, there is no need to open additional accounts.
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Prepaid Cards
As an alternative to credit and debit cards, prepaid cards are gaining popularity at an amazing pace, not only at casinos but for all kinds of online and in-store purchases. Prepaid cards are also known as “stored-value cards,” as they use a balance that is loaded onto them in advance. Unlike debit and credit cards, they are not linked to consumers’ checking balances or credit history.Prepaid cards have plenty of advantages, which make many casino players look for a similar banking solution available in their country. Their widespread availability, broad acceptance, security, and anonymity are possibly their strongest benefits.
All of the major e-pay networks discussed in the previous section of this publication (VISA, MasterCard, American Express, and Discover) issue prepaid cards. Other voucher-based solutions widely used for deposits to online casinos include brands such as Paysafecard, Neosurf, and Astropay, among others. Overall, if players are in urgent need of a credit or debit card alternative, the various prepaid options might be the easiest, most convenient, and fastest solution.
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E-wallets
Electronic wallets facilitate both online and in-store purchases. They perform the functions of traditional wallets, storing funds from various sources such as bank accounts, credit and debit cards, other e-wallets, and prepaid cards, to name a few. Upon registration, e-wallet users fill in their personal information such as name and address, and link their preferred sources of funds to their accounts. They are also typically required to verify their personal and banking information by completing a standard verification procedure that requires an ID document and proof of address.The software used by e-wallet solutions rigorously guards consumers’ data through strong encryption, so they should not be worried about their funds’ safety. Furthermore, additional security measures such as two-step verification and biometric authentication methods are implemented to enhance security.
PayPal, Skrill, and Neteller are among the most popular e-wallet brands that find broad usage and acceptance in the online gambling industry. Apple Pay and Google Pay are examples of two widely used mobile wallet solutions that are gaining ever-increasing popularity.
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App-based e-wallets
When it comes to mobile electronic wallets, we cannot help but mention a popular app-based payment processor, MuchBetter, which is among the most widely used in the online gambling industry. Established in 2016, the payment processor offers a genuinely secure, user-friendly alternative for handling online payments. Its popularity is not surprising, considering the ever-increasing number of players on the go. The solution is available in multiple countries across the globe and facilitates storing, sending, and moving funds easily, safely, and promptly. Besides, it enjoys wide acceptance across interactive casinos.As far as security is concerned, the app-based e-wallet protects its users’ sensitive data through innovative measures such as device pairing, touch ID, and dynamic security codes. The latter is, in fact, the world’s first dynamic CVV code. Unlike traditional security codes found on the back of physical cards, the dynamic code that MuchBetter customers use is safely stored in the app. Every single time they use it, a new 3-digit sequence is generated.
The payment app is also the recipient of numerous accolades in various categories at events like the Banking Tech Awards, Emerging Payments Awards, and EGR B2B Awards, among others, all in 2021.
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Cryptocurrencies
Since the emergence of the world’s original cryptocurrency, Bitcoin, in 2009, the number of possible solutions for processing e-payments has drastically expanded. Cryptocurrencies exist only in digital form and are characterized by their decentralized nature. Thus, crypto payments do not require the involvement of a banking institution or any third party in the payment process.Cryptocurrencies are accepted by a growing number of online-based businesses, including gambling establishments. Many players have long realized their great potential to offer unrivaled anonymity and security for their online payments. Furthermore, they can be used both for deposits and withdrawals from online casinos.
To execute payments through cryptocurrency, whether it is Bitcoin, Litecoin, or Ethereum, players should first establish an account with a crypto exchange. Once they buy their preferred cryptocurrency, they will be able to send the desired amount of money to their online casino account and use it for gaming-related purposes. Besides the type of cryptocurrency and the amount they are willing to transfer, holders of crypto exchange accounts should specify the recipient’s email address, mobile phone number, or a specific code, which represents the online casino’s crypto wallet address.
Casino Games with Credit/Debit Cards
As already established, the largest percentage of players who deposit funds into online casinos do so using credit or debit cards. Online gambling establishments join forces with high-end software development companies to ensure the necessary diversity of games. No matter whether card depositors are more interested in playing slots or favor the suspense-filled casino classics such as roulette, blackjack, and poker, the top interactive casinos will welcome them to a world of opportunities.
Slots with Credit/Debit Cards
Card depositors enjoy an overwhelming variety of slots, featuring basic 3-reel layouts, or more advanced 5-reel and 6-reel setups. Games’ RTPs also vary, as do the additional features and bonus rounds. Minimum and maximum bet limits accommodate the needs of all player types. The leading software developers are producing some exquisite 3D creations that players get to enjoy, along with enthralling sound effects for a truly immersive gaming experience.
Fortune Rewind
It’s time for a time-travel adventure with Play’n GO’s newly released slot, Fortune Rewind. It is among the newest additions to online casino catalogs and will immediately capture the attention of reel spinners. The action takes place on a 5×3 grid, delivering a total of 20 ways to win. With an RTP of 96.27%, this slot allows minimum wagers of $0.10. Between this and the maximum of $25, there are plenty of options to suit the budget of all player types. Dr. Tempis is the protagonist here, who can time travel with the click of a button, taking players through six different eras during the Free Spins round.
Pirate Golden Age
Pragmatic Play invites players to indulge in a sea escapade with Pirate Golden Age. Reel spinners are expected to set sail and keep company with pirates and parrots. The action unfolds on 5 reels and 3 rows, with a total of 20 paylines. With a set RTP of 96.49% and a maximum win cap of 3,000x the wager amount, this slot machine offers great winning potential. The range of bets is between $0.20 and $100. There are 13 symbols in total, with Jacks, Queens, Kings, and Aces being the lowest-paying ones, and bombs, anchors, parrots, and crew members bringing the larger payouts.
Ways of the Genie Thundershots
Playtech’s creation Ways of the Genie Thundershots is yet another captivating slot, featuring an RTP of 95.48%, 6 reels, and 20 ways to win. In this fantastical game, casino enthusiasts will discover the marvels of Arabian folklore while winning prizes amounting to 10,000x their bets. This slot machine has many features, including wilds, free spins, thunder shots, and more. If reel spinners land at least 3 lamp symbols on a payline during the base game, the free spins round is activated, with the ways to win increasing from 64 to 117,649.
Live Dealer Games with Credit/Debit Cards
Live dealer games are a unique and indispensable part of the contemporary gambling industry, providing players the opportunity to interact with live dealers from the comfort of their homes. Besides the friendly and highly professional dealers and croupiers, the best online casinos also offer advanced streaming from special studios where real action takes place 24/7. Live dealer games deliver an authentic casino experience as well as advantageous opportunities to land impressive prizes.
Roulette Azure
Pragmatic Play’s live dealer portfolio is excellently complemented by Roulette Azure, played on a European wheel and coming with a standard RTP of 97.30%. The gameplay is highlighted by four 4K cameras and close-ups of landings. The game also features an Autoplay button and game statistics. Live chat is among the game’s functionalities, enabling players to interact with fellow players and the live dealer. Bets range from $10 to $2,000, making Roulette Azure perfectly suited for casual players and high rollers.
Blackjack Azure
Pragmatic Play offers lovers of live dealer games the opportunity to put their gambling skills to the test with Blackjack Azure. This gorgeous casino classic delivers an optimal theoretical RTP of 99.59%. Players enjoy a real-life adventure thanks to 4K cameras and an Art Deco-styled casino studio. The game is fast-paced, with a betting time of just 10 seconds, and the standard options to hit, stand, split, and double down. Perfect Pairs and 21+3 are the side wagers that can make the gameplay even more intriguing and rewarding. There is also a “Bet Behind” feature and the “Early Decisions” functionality.
Grand Baccarat NC
Playtech’s Grand Baccarat is a dazzling live dealer game, with the studio and the dealer’s attire richly covered in gold. Besides the standard wagers on Banker, Player, and Tie, casino fans can place a couple of side wagers. Banker Pair and Player Pair each reward payouts of 11:1. Either Pair pays 5:1, while Perfect Pair grants the usual 25:1. The Egalite side wager allows players to wager on specific ties and win up to 150:1. Baccarat players have access to total statistics and their personal record in the upper left corner of the screen. The main menu is conveniently located at the bottom of the screen, allowing players to quickly adjust the sound volume and the video quality.
Blackjack with Credit/Debit Cards
Blackjack is one of the most favored casino games due to its simple rules and low house edge. Although the omnipresent rule of Blackjack is to have a hand that totals higher than the dealer’s but does not surpass 21, there are many interpretations of the classic game, serving to provide players with much-needed versatility and flexibility. There are many variations developed by the leading software companies, and card depositors are welcome to explore them in the best online casinos.
American Blackjack Turbo
Card depositors might be familiar with American Blackjack, but in GVG’s American Blackjack Turbo, they can also speed up the gameplay and enjoy fast-paced action without missing any unique game features. Once the game starts, players get to choose between three betting modes: Standard, High, and VIP. American Blackjack is characterized by the inclusion of a “hole” card, as well as the use of 8 decks. If the dealer’s face-up card is a 10 or an Ace, they may peek at the “hole” card. The RTP of the game stands at 99.63%.
Blackjack Lucky Sevens
Evoplay’s Blackjack Lucky Sevens offers an interesting variation to the standard rules of this classic casino game. Players start the game by adjusting their bets and picking the number of active hands (up to three active hands are allowed). Traditionally, players should collect a hand value that is as close to 21 as possible, without busting. In this variation, there is an extra feature, called the Lucky Sevens Bonus, allowing gamblers to enjoy payouts of 1.5x the initial wager if they are dealt three cards with a value of 7.
Blackjack Perfect Pairs
Blackjack Perfect Pairs by Swintt uses the classic rules of blackjack and the Perfect Pairs side bet. A total of 8 decks of cards come into play. This blackjack variation comes with an RTP of 99.13%, minimum allowable bets of $1, and maximum wagers of $100. Based on the players’ first two cards, the side bet’s payout is as follows: 25:1 for a Perfect Pair, 12:1 for a Colored Pair, and 5:1 for a Non-colored Pair.
Roulette with Credit/Debit Cards
There are two main types of roulette: European single-zero roulette, which has a 2.7% house edge, and American double-zero roulette, which has a 5.3% house edge. A third variation, French Roulette, is played on a standard European wheel and, due to an additional rule, the house edge is lowered to 1.35%. Predicting the precise number the little ball will land on is all that it takes to land the highest-paying straight-up bet. Players can pick between a multitude of other wagers, including line bets, corner bets, and street bets, among others, featuring various payouts.
Dynamic Paytable European Roulette
Dynamic Paytable Roulette by EGT Interactive offers a perfect combination of the classic European roulette wheel with the thrill of the Dynamic Paytable. The standard rules of the classic game have been preserved and standard bets remain unchanged. Players can expect payouts of up to 120x their wager with every single spin, based on a random multiplier that has been integrated into the game. Besides the re-bet, double, and re-double functionalities, players have access to betting history and detailed statistics. The game is available both for desktop and mobile players.
Lucky Roulette
Lucky Roulette is an attractive roulette game developed by Belatra Games and released in 2020. It makes use of the classic European wheel with a single zero and features an RTP of 97.30%. Bets range between $1 and $500. What sets Lucky Roulette apart from other variations available on the gambling market is the fact that the lucky numbers give players the opportunity to win 50, 100, 200, 300, 400, or 500 times their bets.
Zoom Roulette
Zoom Roulette is an exhilarating 3D creation by Betsoft Gaming, featuring a single-zero European wheel setup and a couple of unique characteristics that work to the benefit of players. The game’s crisp graphics and masterfully designed overall depiction make it aesthetically appealing. Besides the standard outside and inside bets, there are several other side bets such as Zero and Orphelins bets. Traditionally, the highest payout of 35:1 is reserved for straight-up wagers, whereas bets on red/black, even/odd, and low/high numbers deliver payouts of 1:1.